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(NAPSI)—The days of formal, buttoned up and by the book, it seems, are over. The new trend is for easy breezy, free-spirited, casual. An attitude of latitude! From lifestyle to fashion to flowers, today’s beauty is in the looser details. You might say it’s perfection in imperfections.

(NewsUSA) - As back-to-school time sets in, personal finance becomes more complicated for many families. Some have students away from home for the first time, others have expenses for tuition, and of course the many purchases associated with the start of school: backpacks, lunch bags, clothe…